How It Works
Do you make between $11 and $16 dollars per hour and work full-time?
If so, you may qualify to buy a Habitat for Humanity of Lincoln County home.
To qualify for a Habitat for Humanity of Lincoln County home you must:
1. Have a current need for affordable shelter.
2. Have an annual family income in the range of approximately $24.000 – $33,600.
3. Be willing to participate as a partner with HFHLC, putting in 500 hours of “sweat equity” on your future home along with other volunteers.
4. Be a legal resident of Lincoln County. (Residency for HFHLC is 1 year.)
(If you currently own a home, you are not eligible for Habitat for Humanity of Lincoln County’s home ownership program.)
Habitat for Humanity of Lincoln County (HFHLC) is an Equal Housing Member:
We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
You could be the next homeowner!
During our open enrollment periods our Housing Qualification Forms are available at our informational meetings, and at both our Newport and Lincoln City ReStores. You can also download the Housing Qualification Form under ‘Homeownership’ or call us at our offices (541-574-4437) and we’ll mail you a Housing Qualification Form.
The deadline for turning in the Housing Qualification Form has passed.
We will advertise our next open enrollment period as soon as we have that information available.
Habitat for Humanity of Lincoln County homeowners help to build their own homes.
Habitat homes are not free. The home is sold to the partner family at a 0%, 30-year loan. In addition, each Habitat partner family must put in several hundred hours of “sweat equity,” helping to build others’ homes as well as their own. The sweat equity requirement involves families in helping others, and teaches them skills they can use later in maintaining and repairing their home. Families who turn to Habitat are typically struggling with substandard living conditions, coping with a high crime environment, are in overcrowded housing, and paying too much of their low incomes for rent. They come to Habitat looking for stability, opportunity and hope. Habitat for Humanity offers all those things, and more.
We target families whose annual income falls approximately within 40- 60% of the Area Median Income as determined each year by HUD. The percent of AMI may vary slightly from year to year depending on where we are building. For 2013, 40 – 60% of the AMI would be annual incomes between approximately $22,400 and $33,600. Habitat provides a no-interest 30 year loan to our partner families.
Habitat for Humanity homes provide families a foundation on which they can build long-term financial security. Ultimately, we build much more than houses – the impact of home ownership is profound and lasting. Children’s educational performance, employment and life satisfaction, are all improved through home ownership.
Habitat homeowners come from many walks of life. They are clerical workers, housekeepers, retail workers, teacher and childcare assistants, taxi drivers, food service workers and industrial production workers, to name just a few. Habitat homeowners have the vision and fortitude to sacrifice their time and personal comfort to give their loved ones a safe, stable place to live.
Congratulations to Our Homeowners!