How it Works

Our next project is construction of two single-family homes in Lincoln City, with anticipated occupancy in late 2022.

The deadline to apply is March 24, 2021.

Step 1: Review Program Materials

Before you begin, Please review the orientation videos posted below.  These include:

  • HFHLC homeownership program overview

  • Requirements to qualify and selection criteria

  • What it means to partner with Habitat for Humanity to help build your future home

  • A description of permanent affordability, how it benefits our community, and how it impacts future Habitat homeowners

Step 2: Review Criteria for Family Selection under the Qualifying for a Habitat Home tab

Step 3: Complete an Application

Step 4: Home Interview

The Family Selection Committee will schedule a home visit with qualified applicants and interview the families to further determine the applicants’ level of need.  After all home visits have been completed, the Committee makes a recommendation to the Board of Directors, who then make the final decision for partner family selection.

Step 5: Sign a Partnership Agreement

Step 6: Complete Financial Foundations and Homebuyer Training

Step 7: Complete Sweat Equity Hours / Help Build Your New Home

Ideally, you will complete sweat equity hours by helping build your new home.  You'll learn valuable skills to help maintain your home after the purchase.  Alternative methods for completing sweat equity are available for those physically unable to help with construction.

Step 8: Purchase Your Home / Sign Mortgage Documents

Once the home has been completed and a certificate of occupancy has been granted by the City of Lincoln City, partner families will sign loan documents and mortgage agreements.

Step 9: Move In!!!

Step 10: Begin Monthly Mortgage Payments


Informational Videos

We’ve created a series of videos to provide information about the HFHLC home ownership program and selection process for our next build.  We recommend watching these videos prior to beginning the application process.

Video 1 

Process Overview

Video 2

Selection Criteria

Video 3

Partnership Requirements

Video 4

Permanent Affordability


Our Homeowner Application Forms are available for download using the links below.  They are also available at both our Newport and Lincoln City ReStores.  To have an application mailed to you, contact our office by email at or by calling 541-574-4437.

Equal Housing Opportunity

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, gender identity, handicap, familial status, or national origin.

Get In Touch

ReStores hours:

Tuesday - Saturday 11:00am - 5:30pm


Lincoln City - 2150 SE Hwy 10


Newport - 134 E Olive St


HFHLC Office

PO Box 1311, Newport, OR 97365


CCB# 217601