Newport Library: August 23, 7:00 PM
Siletz Library: August 26, 7:00 PM
Toledo Library: September 1, 7:00 PM
1. Your family’s actual housing need based on the suitability of your currentApplications are due by September 18, 2010 and applications must be received in the HFHLC affiliate office before this deadline.
shelter.
2. Your current income and ability to pay for a HFHLC house.
Annual income should be in the range of approximately
$24,000-$39,000.
3. Your willingness to participate as a “partner” with HFHLC, using your own
skills to help build the house or provide support to other HFHLC projects.


We build houses to create a foundation for people to grow into their full potential. Ultimately, we build much more than houses - the impact of home ownership is profound and lasting. Children's educational performance, employment and life satisfaction, are all improved through home ownership. Habitat homeowners come from many walks of life. They are clerical workers, housekeepers, retail workers, teacher and childcare assistants, taxi drivers, food service workers and industrial production workers, to name just a few. Habitat homeowners have the vision and fortitude to sacrifice their time and personal comfort to give their loved ones a safe, stable place to live.
Congratulations to Our Homeowners
We have built ten homes in Lincoln County, four in Lincoln City, a duplex in South Beach, and four in Toledo.

Providing a hand up, not a hand out
1. You must have a need for decent, affordable housing; for example, maybe your current housing is substandard, overcrowded, dangerous, or not appropriate for a handicapped family member
2. You must have the ability to pay our no interest mortgage payments. We target families whose annual income falls approximately within 35%-60% of the Area Median Income as determined each year by HUD. The percent of AMI may vary slightly from year to year depending on where we are building. For 2008, 35%-60% of the AMI would be annual incomes between approximately $16,600 and $28,500. Habitat provides a no-interest 20 or 30 year loan to our partner families.
3. You must be willing to partner with Habitat. This means being willing to put in 500 hours of "sweat equity" working on your house and other Habitat activities, working with a family mentor, and attending homeowner classes.
We do not keep a waiting lists for homes. We publicize the dates/locations/times of our Family Information meetings when we are ready to select a new family and post information in both English and Spanish.
Habitat for Humanity does not discriminate in the selection of families on the basis of race, creed, gender, sexual orientation, disability, or ethnic background.